cheap insurance advice
   |   Home   |   Contact us    |   Link exchange   |    Article   |  - information resources, UK, insurance, life insurance, term insurance, pi insurance, insurance services, contents insurance, buildings insurance, one stop shop for insurance advice. Locating insurance information on the web. UK information resources directory for insurance, life insurance, buildings insurance, contents insurance, term insurance, PI insurance, with other insurance advice on the web.



business opportunities
home businesses
extra income
pension planning
making money
saving on tax

affiliate marketing
web site traffic

property investing
property refurbishment
buying overseas property
moving house
home letting
buy to let
home improvements

home electricals

cheap telephone calls
mobile phones
freephone numbers
cheap utilities


health and fitness
the great outdoors
party time

new car
car insurance
car hire



other sponsors

marriage divorce separation
planning permission
motorcycle training
architectural services
cheap utilities
work from home
plan 4-group directory
roof inspection surveys
find a builder web sites
ophthalmic engineers
gentlemen escorts
telecom plus distributor
fun casino
malibu beach
bar sargantana
learn to dance salsa
plan 4 divorce
plan 4 cancer


Best Insurance Company Ratings - The Basics of Health, Auto and Life

By Dean Iggo

Knowing the best insurance company ratings is integral to buying the best possible policies to cover your health, auto and life. It’s not always the cheapest rate that will garner the best policy. Of course we’d all like to spend less money on the necessities of life and more on the fun things but attention needs to be given to the qualifications of the companies and the adequacy of the coverage being supplied.

What Do Rating Companies Look For?

There are three major companies or services that are in the business of rating insurance companies. Independent rating agencies, these financial analysts make sure that the insuring company is financially sound and will be able to reliably meet its obligations when claims are filed. The rating process measures each insurance company’s overall strengths, evaluating ability to pay dividends, meet liabilities and, acting in the role of prophet, projects the insurance company’s future business prospects.

1. A.M. Best insurance company

Is the best known and most widely recognized of these rating companies. Publishing over fifty information products to do with insurance companies and the insurance industry they are experts in their field. An insurance company deserving of a A++ from A.M. Best insurance company has shown superior performance and “has a very strong ability to meet its obligations to policyholders over a long period of time. Their grading system covers the gamut of possibilities rounding out with an F which signifies that the insurance company in question has been placed under an order of liquidation by the courts.

2. Standard and Poor’s

Is a well recognized name with a reputation inspiring confidence in its judgments. S & P ranks the claim-paying abilities of over 300 insurance organizations worldwide in addition to its other more widely recognized data monitoring. They grant a superior insurance company, one able to reliably meet its financial obligations the rating of AAA. Their lowest form of rating is an R and warns the consumer that the insurance company in question is under regulatory action.

3. Moody’s or Moody’s Ratings

Began ranking the economic viability of financial various institutions in 1909. They do not deem a insurance company to be superior but their highest vote of confidence in the form of an Aaa is given to that insurer who they find displays exceptional financial security. C is the lowest rating given and denotes a insurance company that displays poor changes of financial security.

Dean Iggo is the webmaster of a website helping you quickly and easily find the best free insurance quotes tailored to your needs with our free hints, tips, resources and reviews.

DISCLAIMER - Please note that all articles on this web site does not constitute professional advice. All articles are intended to provide a general view of many topical subjects from a variety of sources. We are not responsible for the content or any sponsored links that you may choose to visit from this web site. We suggest you to consult a solicitor and your doctor for advice relevant to you own situation before making any important decisions.  The author is not an expert in any given field. By printing, downloading, or using you agree to our full terms. Below is a summary of some of the terms. If you do not agree to the full terms, do not use the information. We are only publishers of this material, not authors. Information may have errors or be outdated. Some information is from historical sources or represents opinions of the author. It is for research purposes only. The information is "AS IS", "WITH ALL FAULTS". User assumes all risk of use, damage, or injury. You agree that we have no liability for any damages. We are not liable for any consequential, incidental, indirect, or special damages. You indemnify us for claims caused by you.


|  © Plan4 Group 2005